Emc national life scam12/23/2023 ![]() ![]() As well, look out for an address on the logbook. When inspecting the car itself also make sure all the Vehicle Identification Numbers (VIN) on the vehicle match each other and those in the V5C logbook, as this could identify the car as having false documentation. When buying a used car, make sure you ask the seller for the details of the car before you meet, including the registration number, make and model of the car, which you should then run through the DVLA’s online vehicle enquiry service. Typically, the owner of the real vehicle finds out that it’s been cloned when they get a letter warning them of a traffic offence that they’ve apparently committed on the other side of the country. Unfortunately, there is no real way of preventing your vehicle from being cloned. Usually, the cloned vehicle is then either sold illegally or used to carry out further motoring offences, ranging from speeding to more serious crimes like ram-raids, with offences incorrectly attributed to the owner of the cloned car. Legitimate Insurers are more likely to use a non-mobile telephone number. Ghost Brokers often use mobile telephone numbers as well as communicating via WhatsApp or Facebook Messenger. There are several signs that can indicate potential ghost brokers. In extreme circumstances, your car could even be at risk of being crushed or your license at risk of being lost. If involved in an accident, you could face unpaid claims, fines and even convictions due to lack of legal insurance. The repercussions of using a ghost broker are not only financial. With individuals losing an average of £599, along with the risk of driving with invalid insurance, the experts stress this is something you need to be cautious of. Ghost broking is a form of insurance fraud that sees victims unwittingly buying fake motor insurance policies. Of those reports, around a third came from victims aged 17- 29. Reports from Action Fraud show that ‘ghost broking’ saw nearly a 10% increase on the previous year for the total number of reports for this type of fraud. Alex Kindred, car insurance expert at highlights five of the most common types of online car scams and the signs customers should look out for to avoid being targeted. ![]()
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